David Yurman Cable Cuff Bracelet vs Effy 14K Yellow Gold Multi Gemstone Necklace

Pick the Yurman cuff if you want a single, stackable piece in sterling silver with gold edging and a stone you choose; owners call it delicate, versatile and easy to wear daily. Pick the Effy necklace if you want solid 14K yellow gold against the skin and a multi-stone lineup of amethyst, blue topaz, citrine, peridot and pearl. The Yurman is the safer everyday buy; the Effy is the more formal, all-gold piece, and its 1.51-carat total is modest for the size of the design.

• Choose the David Yurman cuff if you want a twisted silver cable bracelet with gold edging that stacks well and comes in several stone colors.
• Choose the Effy necklace if you want an all-14K yellow gold piece with several colored stones and an 18-inch chain.