Is 10K gold real gold?

Yes. 10K gold is 41.7% pure gold alloyed with other metals. It is real gold, just lower karat than 14K (58.3%) or 18K (75%).

Is the chain included?

Yes. The necklace is sold as a set with the cross pendant on an 18-inch rope chain.

Will a 10K cross tarnish?

Solid 10K gold does not tarnish the way plated jewelry does, but it can dull with skin oils and soap. A soft cloth polish restores the shine.

Is $260 a good price?

It is the only new price listed as of November 6, 2026, so there is no lower new offer to compare. Check the price history on this page before buying to see whether $260 is high or low for this piece.

Can I wear it every day, including in the shower?

10K gold tolerates water, but soap, chlorine and lotions build up on rope chains and dull them. Rinse and dry it, and take it off for pools and heavy exercise.

Is it too small for an adult?

It is a small cross, sized more for a subtle everyday look than a statement. Adults who prefer delicate jewelry will find it right; those wanting a bold cross should look larger.

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This hour's deals

Belk & Co Small Cross Pendant Necklace with 18" Rope Chain in 10K Yellow

−60%

Jewelry · Belk

Small gold cross, big everyday wear

Belk & Co Small Cross Pendant Necklace with 18" Rope Chain in 10K Yellow

A Belk & Co small cross pendant necklace on an 18-inch rope chain in 10K yellow gold for a subtle, everyday piece.

Deal score 8.2 · Steal

$260.00$650.00 Belk's regular price

You save $390.00 at Belk

Deal.ai's agents found this deal on November 5. The store may have changed its price since.

Why it's a great deal

Belk lists its regular price at $650.00: 60% off by its own figures

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About the Belk & Co Small Cross Pendant Necklace with 18" Rope Chain in 10K Yellow

A small 10K yellow gold cross pendant on an 18-inch rope chain, sold as a single set by Belk & Co. The cross is modest in size, so it reads as a subtle everyday piece rather than a statement. It is solid 10K gold, which is more durable than plated or filled jewelry but lighter in color and karat than 14K. The best new price is $260 at Belk as of November 6, 2026, and only one store lists it new, so there is no cheaper new option to compare against right now.

Best forEveryday wear on a chain you leave onA first real-gold gift for a child or teenBaptism, confirmation or first communion giftsShoppers who want a small, understated cross

Pros

Solid 10K yellow gold, not plated or gold-filled
Small size keeps it light and comfortable for daily wear
18-inch rope chain suits most necklines
Cross pendant is a classic, widely wearable shape
One-piece set: pendant and chain come together

Cons

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