You save $36.00 at Belk
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Reading Belk’s product page for the details…
This is a matched set from Saffron: a necklace and drop earrings in 18K gold plating, set with faceted crystals. The coordinated look saves you from matching pieces yourself, which is the main draw over buying a necklace and earrings separately. Gold plating over a base metal keeps the look bright but means the finish is a surface layer, not solid gold. It suits gift-giving and occasion wear more than daily use, and it sits in the fashion-jewelry tier rather than fine jewelry.