Is D color and VVS2 clarity worth it over a lower grade?

D and VVS2 are near the top of the scales, and most people cannot tell them apart from G color and VS1 in a set ring. Buy the higher grades if you want the certificate to say so; otherwise, a slightly lower grade buys a larger stone for the same budget.

What does the IGI report cover?

The IGI report confirms the weight, color, clarity and measurements, and it plots the inclusions. Check the report number 813698433 against IGI's database and look at the proportions and any fluorescence note before you buy.

Can this stone go into any ring setting?

It is a standard round brilliant, so most round settings fit, but the jeweler needs the exact millimeter measurements from the report to match the head. Confirm the diameter with your setter before ordering a mounting.

How does a lab-grown diamond compare with a natural one?

They are chemically and optically the same, and both are graded on the same scales. Lab-grown costs less and has little resale value, while natural stones hold more of theirs.