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This is 14-gauge, 3-conductor non-metallic sheathed cable with a bare ground, rated 600V and 15 amps. It is solid copper NM-B for dry indoor branch circuits, such as switch legs and outlet runs that need a traveler or a second hot. The 14/3 format gives you two current-carrying conductors plus neutral and ground, which 14/2 cannot do. It is the standard choice for three-way switching and multiwire branch circuits, and it pulls more easily than armored or conduit wiring.
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14/3 with ground NM-B is a non-metallic sheathed copper cable rated for 600 volts. It has three insulated conductors plus a bare ground wire. The conductors are soft solid bare annealed copper with PVC insulation and a PVC jacket. This one has a solid white jacket.
It is made for dry indoor use at temperatures up to 90°C and is designed for easy pulling. It can be installed in air voids in tile walls, as the NEC allows. Typical uses include residential wiring, branch circuits for switches and outlets, small appliances such as microwave ovens, dishwashers and garbage disposals, and HVAC systems.
Unlike 14/2 wire, 14/3 is often required for circuits that need a third conductor. These include three-way lighting switches, shared neutral circuits, and separate switches for a fan and light.
