No. It is 14k gold plate over a base metal, with a mother-of-pearl and glass pendant. Expect plating wear with daily use.

How long is the necklace?

It is one size and includes a 4-inch extender, so you can adjust it for a choker or layered look.

Is $19.20 a good price?

It is the lowest of the five stores tracked as of November 6, 2026, so it is a good price for this piece.

Better not. Water, perfume and lotions speed up plating wear and can dull the mother-of-pearl.

The necklace with its initial pendant and charms. Gift packaging is not confirmed, so check with the store if you need it.

At Kohl's, for $19.20, 17% under what the other stores charge, as of our latest check.

7 stores we checked sell it, including Target, Kohl's, ShopSimon, ModeSens, adornia.com.

$19.20at Kohl'sObserved at 8:22 AM

17% under what the other stores charge

Compared across 5 stores. Prices are checked against each store and labelled with when.