No. It is a gold-tone fashion necklace made for Banana Republic Factory, not solid gold or gold-filled. Expect plating that can wear with heavy daily use.

Will it irritate sensitive skin?

Banana Republic lists it as hypoallergenic, so it is aimed at people who react to cheap base metals. If you have had reactions to plated jewelry before, test it on a short wear first.

Can I adjust the length?

It comes in one size and the listing does not mention an extender. Check the stated length before buying if you want it to sit at a specific point.

How should I care for the pave stones?

Keep it away from perfume, lotion and water, and wipe it with a soft cloth after wearing. Store it flat or hanging so the chain does not kink and the stones stay set.

Is it good for layering?

Yes. The fine chain and small stones sit well under or beside a pendant. Pair it with a plain chain of a different tone or thickness for contrast.

Is this the same as the main Banana Republic jewelry line?

It is made exclusively for Banana Republic Factory, the outlet line. Designs are similar in style but construction and materials can differ from the full-price collection.