No. It is a 24K gold layer over a sterling silver core, not solid gold. The gold layer is thin and can wear with daily use.

Can I wear it in the shower or pool?

It is better to take it off first. Water, soap and chlorine speed up plating wear and dull the finish.

The silver core can tarnish where the gold layer wears away. Store it dry in a pouch and wipe it after wearing.

Can I put a pendant on it?

Yes. The smooth snake links let most pendant bails slide on without a separate jump ring, though heavy pendants may stretch the chain.

How does it compare with a solid gold chain?

It costs far less and looks similar at first, but it will not last decades and has little resale value. Solid gold resists wear and holds value.

How should I clean it?

Wipe with a soft dry cloth. Avoid polishing cloths made for silver, which can strip the gold layer.

JCPenney Women's 24K Gold Over Silver 16-24 Inch Snake Chain Necklace

Best price now

$23.43at JCPenneyChecked 13 h ago

Prices are checked against each store and labelled with when.

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JCPenney Women's 24K Gold Over Silver 16-24 Inch Snake Chain Necklace

Best price now

$23.43at JCPenneyChecked 13 h ago

Prices are checked against each store and labelled with when.

Visit JCPenney

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Price facts

Last seen at $23.43 at JCPenney on Nov 10.

Our take on the JCPenney Women's 24K Gold Over Silver 16-24 Inch Snake Chain Necklace

A 24-inch snake chain with a 24K gold layer over a sterling silver core, sold under JCPenney's own jewelry line. The smooth, rounded links give a liquid, reflective look that sits flat against the skin and slides through pendants easily. It suits shoppers who want a long, dressy chain without paying for solid gold, and it competes with gold-plated chains from mall and fashion jewelers. Owners of gold-over-silver chains report the plating can wear at high-friction points over time, so it is best treated as a fashion piece rather than an heirloom.

Best forWearing long over a sweater or high necklineLayering with shorter chainsAdding a pendant without a separate bailA dressy look on a fashion-jewelry budget

Pros

24-inch length works for layering and pendants
Snake links lie flat and catch light
Gold-over-silver core feels more substantial than base-metal plating
Smooth surface resists kinking better than fine box chains
Simple clasp and unadorned design suit everyday wear

Cons

Gold plating can wear thin at the clasp and friction points
Snake chains dent and kink if bent sharply
24K gold layer is soft and scratches easily
Not a solid-gold piece, so resale value is minimal
Long length can feel heavy on delicate necks

JCPenney Women's 24K Gold Over Silver 16-24 Inch Snake Chain Necklace prices at every store

JCPenneyNew
In stock
$23.43Checked 13 h ago
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JCPenney Women's 24K Gold Over Silver 16-24 Inch Snake Chain Necklace price history

Lowest price we've seen: $23.43 on Nov 11 at JCPenney. Tracked across 1 store since Nov 11.

What reviewers say

Buyers of gold-over-silver snake chains generally like the polished look and the long length for layering, but many note that plating fades or flakes with daily wear. Complaints center on kinks and clasp wear rather than the finish out of the box.

What people mention

Plating wearCriticisedOwners say the gold layer thins or discolors at high-friction spots after regular wear.
FinishPraisedBuyers describe a bright, smooth shine that reads as real gold from a distance.
KinkingCriticisedSnake links dent and kink if the chain is bent sharply or stored loosely.
LengthPraisedThe 24-inch drop is called out as a good length for layering and for pendants.
ClaspMixedSome find the clasp secure, while others say it loosens or feels light over time.

Specifications

Silhouette: Chain Only, Link Chain
Material: Gold, Silver
Gold Purity: 24k
Length: 24″ long

Questions and answers

Is this real gold?: No. It is a 24K gold layer over a sterling silver core, not solid gold. The gold layer is thin and can wear with daily use.
Can I wear it in the shower or pool?: It is better to take it off first. Water, soap and chlorine speed up plating wear and dull the finish.
Will it tarnish?: The silver core can tarnish where the gold layer wears away. Store it dry in a pouch and wipe it after wearing.
Can I put a pendant on it?: Yes. The smooth snake links let most pendant bails slide on without a separate jump ring, though heavy pendants may stretch the chain.
How does it compare with a solid gold chain?: It costs far less and looks similar at first, but it will not last decades and has little resale value. Solid gold resists wear and holds value.
How should I clean it?: Wipe with a soft dry cloth. Avoid polishing cloths made for silver, which can strip the gold layer.
Where is the JCPenney Women's 24K Gold Over Silver 16-24 Inch Snake Chain Necklace cheapest?: At JCPenney, for $23.43, as of our latest check.