Is sterling silver good for a daily-wear chain?

Yes. Sterling silver is a solid, common choice for everyday chains. It does tarnish over time, so expect to polish it now and then.

Can I hang a pendant on this chain?

A plain link chain like this is the usual base for a pendant. Check that the pendant's bail fits over the links and that the pendant is not too heavy for the chain.

Will this chain tarnish?

Sterling silver tarnishes when exposed to air, moisture and skin oils. Storing it in a dry pouch and wiping it after wear slows this down.

How do I care for a silver chain?

Wipe it with a soft cloth after wearing and keep it dry. A silver polishing cloth removes light tarnish; avoid harsh abrasives.

Is a plain chain worth buying over a pendant necklace?

A plain chain is more versatile: you can wear it alone or add your own pendant. A pendant necklace is more of a finished look but less flexible.

Where is the Sterling Silver Chain Necklace 20 inches cheapest?

At Mejuri US, for $248.00, as of our latest check.

Sterling Silver Chain Necklace 20 inches

Best price now

$248.00at Mejuri USChecked 7 h ago

Prices are checked against each store and labelled with when.

Visit Mejuri US

Sterling Silver Chain Necklace 20 inches

Best price now

$248.00at Mejuri USChecked 7 h ago

Prices are checked against each store and labelled with when.

Visit Mejuri US

Ask our agent about this product

It checks today's price at every store, compares the alternatives and answers in about a minute.

Price facts

Lowest price today: $248.00 at Mejuri US (checked Nov 14, 2026).

Our take on the Sterling Silver Chain Necklace 20 inches

A plain sterling silver link chain made to be worn on its own or used to hang a pendant. The links give it a simple, classic look that works with casual and dressy outfits alike. It sits in the same territory as other basic silver chains, where the deciding factors are link style, clasp quality and how the silver holds up over time. Shoppers who want a single, versatile chain rather than a statement piece are the right audience.

Best forEveryday wear on its ownHolding a pendantA first fine-jewelry chainLayering with other necklaces

Pros

Sterling silver is a durable, widely recognized precious metal
Plain link chain pairs with almost any outfit
Works as a base for pendants
Classic style that does not date

Cons

Sterling silver tarnishes and needs occasional polishing
A plain chain offers little visual interest on its own
Clasp and link strength vary between makers
No gemstone or design detail to justify a premium

Sterling Silver Chain Necklace 20 inches prices at every store

Mejuri USNew
In stock
$248.00Checked 7 h ago
Visit Mejuri US

Sterling Silver Chain Necklace 20 inches price history

Lowest price we've seen: $248.00 on Nov 14 at Mejuri US. Tracked across 1 store since Nov 14.

Specifications

Silhouette: Chain Only, Link Chain
Material: Gold
Length: 22″ long

Questions and answers

Is sterling silver good for a daily-wear chain?: Yes. Sterling silver is a solid, common choice for everyday chains. It does tarnish over time, so expect to polish it now and then.
Can I hang a pendant on this chain?: A plain link chain like this is the usual base for a pendant. Check that the pendant's bail fits over the links and that the pendant is not too heavy for the chain.
Will this chain tarnish?: Sterling silver tarnishes when exposed to air, moisture and skin oils. Storing it in a dry pouch and wiping it after wear slows this down.
How do I care for a silver chain?: Wipe it with a soft cloth after wearing and keep it dry. A silver polishing cloth removes light tarnish; avoid harsh abrasives.
Is a plain chain worth buying over a pendant necklace?: A plain chain is more versatile: you can wear it alone or add your own pendant. A pendant necklace is more of a finished look but less flexible.
Where is the Sterling Silver Chain Necklace 20 inches cheapest?: At Mejuri US, for $248.00, as of our latest check.

More chain necklaces

Macy's Chain Necklace in 14k Yellow Gold

Bloomingdale's Paperclip Link Chain Necklace in 14K Yellow

Macy's Basket Chain Necklace in 14k Gold