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This is a Zales Whimly solitaire necklace: a single round lab-grown diamond of about 1/10 carat total weight, bezel-set in sterling silver plated with 18K yellow gold, on an 18-inch diamond-cut bead chain. The bezel setting protects the stone and keeps the look flat and snag-free, which suits everyday layering. At $31.99 at Zales as of October 29, it sits at its only recorded price, so there is no cheaper point in its short price history to wait for.
Lowest price we've seen: $31.99 on Oct 29 at Zales. Tracked across 1 store since Oct 29.
Feedback is limited and mixed, averaging 3.2 out of 5 from 10 ratings. Buyers tend to judge it as a small, delicate layering piece rather than a standalone necklace.