Is $640 a fair price for this necklace?

The $640 at Kohl's as of November 5, 2026 is the only new price listed, so there is no discount to judge against. At roughly 2 to 3 grams of 10k gold, most of the cost is the gold and the setting work, not the topaz. Compare it with other 10k gold pendants of similar weight before deciding.

Is 10k gold good enough for everyday wear?

Yes. 10k gold is harder and more scratch-resistant than 14k or 18k because it has more alloy. The trade-off is a paler yellow and less gold content, about 41.7%.

Can I shower or swim in it?

Take it off for swimming, especially in chlorinated or salt water, and for harsh soaps. Blue topaz is hard but can chip at the cut edges, and the bezel protects the stone but not the chain's finish.

Will the 18-inch chain work for layering?

Yes. 18 inches sits at the collarbone on most people, which layers well under a 16-inch choker or over a longer 20- to 24-inch chain. The paperclip links are chunky enough to hold their own if worn alone.

What comes in the box?

Expect the necklace on its chain, usually in a jewelry pouch or gift box from Kohl's. A gemstone card or appraisal is not standard at this price, so ask the store if you need one for insurance.

Kohl's runs frequent jewelry sales and coupon events, and fine jewelry is often excluded from the deepest codes. Watch for storewide percentage-off events and compare the sale price with the $640 listed as of November 5, 2026.

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This hour's deals

Luna Mia 10k Gold Emerald Cut Genuine Blue Topaz Bezel Set Paperclip Link Chain Pendant Necklace, 18"

−68%

Jewelry · Kohl's

Blue topaz on gold paperclip links, cool and bright

Name: Luna Mia 10k Gold Emerald Cut Genuine Blue Topaz Bezel Set Paperclip Link Chain Pendant Necklace, 18"
Brand: Luna Mia

Luna Mia 10k Gold Emerald Cut Genuine Blue Topaz Bezel Set Paperclip Link Chain Pendant Necklace, 18"

Deal score 10.0 · Unreal

$640.00$2,000.00 Kohl's regular price

You save $1,360.00 at Kohl's

This deal was in an earlier drop. The store may have changed its price since.

Why it's a great deal

Kohl's lists its regular price at $2,000.00: 68% off by its own figures

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From Kohl's

Emerald-cut gemstone pendant in a bezel setting
Sleek paperclip link chain
Ideal for layering or wearing solo
10k gold
18 in. chain length
12 color options available

Materials: 10k gold
Care: Gemstones may have been treated to enhance their appearance; special care may be required.
Returns: Free in-store returns for 90 days, or 120 days for Kohl's Card holders.
Shipping: Free shipping with a total purchase; arrives Mon, Nov 9 - Thu, Nov 12.

About the Luna Mia 10k Gold Emerald Cut Genuine Blue Topaz Bezel Set Paperclip Link Chain Pendant Necklace, 18"

This is an 18-inch 10k gold necklace with a bezel-set emerald-cut blue topaz pendant on a paperclip link chain. The bezel setting protects the stone's edges and keeps it flat against the skin, which makes it easy to layer or wear alone. The blue topaz is a genuine gemstone, but at this size it is an affordable one, so most of the $640 price is going to the 10k gold. It is sold at one store only, so the $640 at Kohl's as of November 5, 2026 is the only new price to compare against.

Best forShoppers who want a real gemstone in solid gold without a four-figure priceLayering with other gold chainsA December birthstone giftEveryday wear that tolerates knocks

Pros

Solid 10k gold, not plated or vermeil
Bezel setting shields the emerald-cut stone's corners
Paperclip links give it a modern look that stands alone
18-inch length sits at the collarbone, good for layering
Blue topaz is durable enough for daily wear

Cons

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