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Women's 14k Gold Over Silver Paper Clip Chain Necklace

Women's 14k Gold Over Silver Paper Clip Chain Necklace

4.2(62 ratings)

Best price now

$96.00at Kohl'sObserved at 11:43 PM

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Our take on the Women's 14k Gold Over Silver Paper Clip Chain Necklace

An 18-inch paper clip chain necklace in sterling silver plated with 14k gold, closed with a lobster clasp and sold boxed. The open rectangular links give it a modern, lightweight look that layers well with finer chains. It is the only new offer tracked, at $96.00 at Kohl's as of November 6, 2026, so there is no recent price range to compare against.

Best forShoppers who want a gold look without solid-gold pricingLayering with thinner chains or pendantsEveryday wear and office outfitsGifting, since it comes boxed
Pros
  • Sterling silver base, not brass or base metal
  • 14k gold plating for a warmer tone than gold flash
  • Open paper clip links read modern and catch light
  • 18 inches sits at the collarbone for most women
  • Lobster clasp is secure and easy to fasten alone
  • Arrives boxed, ready to give
Cons
  • Gold plating over silver can wear at the clasp and high-friction links
  • Paper clip links are open and can snag on knits
  • Only one new price tracked, so no discount history to judge
  • Sterling silver still tarnishes and needs occasional polishing

Women's 14k Gold Over Silver Paper Clip Chain Necklace prices at every store

  • Kohl'sNew

    In stock

    $96.00Observed at 11:43 PM
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Women's 14k Gold Over Silver Paper Clip Chain Necklace price history

Lowest price we've seen: $96.00 on Nov 6 at Kohl's. Tracked across 1 store since Nov 6.

What reviewers say

  • 4.2 / 562 ratings

Rated 4.2 out of 5 from 62 ratings, the necklace is generally liked for its look and value, with some owners reporting wear on the gold finish.

What people mention
  • StylePraisedOwners like the open paper clip links and say the necklace layers well with other chains.
  • ValuePraisedBuyers say it looks pricier than it is and makes a good gift in its box.
  • Plating wearCriticisedSome owners report the 14k gold finish dulling or wearing at the clasp over time.
  • SnaggingMixedThe open links occasionally catch on knits and fine fabrics.
  • BuildMixedA few buyers find the chain lighter and thinner than they expected.

Specifications

Material
STERLING SILVER
Metal Purity
sterling silver
Metal Type
sterling silver
Gold Karatage
14k
Metal Plating
14k gold
Jewelry Type
Chain, Necklace
Jewelry Subtype
Chain

Questions and answers

Is this solid gold?
No. It is sterling silver plated with 14k gold, so the gold is a layer over the silver, not the whole metal.
How long is the chain?
18 inches, which sits at the collarbone on most women. It has no extender, so the length is fixed.
Will the gold wear off?
Plating can wear over time, especially at the clasp and where links rub. Keep it away from perfume, chlorine and sweat, and store it dry to slow that down.
Can I wear it in the shower or pool?
Better not. Water, chlorine and soap shorten the life of the plating and speed tarnishing of the silver underneath.
Is it a good gift?
It comes boxed and suits everyday wear, so it works as a gift. Check the 18-inch length fits the wearer's neck first.
Is $96 a good price?
It is the only new price tracked, at Kohl's as of November 6, 2026, so there is no recent range to compare. Compare it with other 14k gold over sterling paper clip chains before buying.
Where is the Women's 14k Gold Over Silver Paper Clip Chain Necklace cheapest?
At Kohl's, for $96.00, as of our latest check.
What do buyers say about the Women's 14k Gold Over Silver Paper Clip Chain Necklace?
Rated 4.2 out of 5 from 62 ratings.
Target Audience
ADULT, FEMALE, Women
Closure Type
Lobster clasp
Length
18 in., 18"
Packaging Type
boxed