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Zales Lab-Grown Diamond-Accent Solitaire Necklace in Sterling Silver with 14K Gold Plate

Zales Lab-Grown Diamond-Accent Solitaire Necklace in Sterling Silver with 14K Gold Plate

4.4· 13 ratings

Last price we saw

$31.99at Zales, last seen Oct 30

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Our take on the Zales Lab-Grown Diamond-Accent Solitaire Necklace in Sterling Silver with 14K Gold Plate

This is a Zales Whimly pendant necklace: a round lab-grown diamond accent in a miracle setting, hung on a 4.1mm curb chain of sterling silver plated in 14K yellow gold. The stone is under 1/4 carat total weight, graded F color and SI2 clarity, and the chain adjusts from 16 to 18 inches with a spring-ring clasp. Its listed price has held at $31.99 at Zales since October 29, 2026, so there is no cheaper point in its short price history to wait for.

Best forA first fine-jewelry gift on a small budgetEveryday layering with other gold-tone chainsShoppers who want diamond sparkle without mined stonesA pendant for a teen or young adult
Pros
  • Lab-grown diamond at F color and SI2 clarity
  • Adjustable 16- to 18-inch chain suits different necklines
  • 14K yellow gold plate over sterling silver gives a gold look at a low price
  • Miracle setting makes a small stone read larger and brighter
  • Spring-ring clasp is secure and easy to work
Cons
  • Under 1/4 carat total weight, so the stone is small in person
  • Gold plate over silver can wear or fade with daily wear
  • Sterling silver can tarnish and needs regular cleaning
  • Only 13 ratings, so feedback is thin

Zales Lab-Grown Diamond-Accent Solitaire Necklace in Sterling Silver with 14K Gold Plate prices at every store

  • ZalesCheck price at Zales

Zales Lab-Grown Diamond-Accent Solitaire Necklace in Sterling Silver with 14K Gold Plate price history

$31.99$31.99
Oct 29Oct 30

Lowest price we've seen: $31.99 on Oct 29 at Zales. Tracked across 1 store since Oct 29.

What reviewers say

With 13 ratings averaging 4.4 out of 5, owners mostly describe the necklace as a pretty, affordable piece that looks nicer than its price. Complaints center on the small stone size and the plating rather than the setting.

Pros
  • Looks more expensive than it costs
  • Sparkles well for a small stone
  • Adjustable length is convenient
Cons
  • Stone is smaller than expected
  • Gold finish can dull over time

From Zales

  • Lab-grown diamond-accent solitaire-centered necklace
  • Sterling silver with 14K yellow gold plate
  • Lab-grown diamond accent set to enhance size and sparkle
  • 4.1mm chain width
  • 16.0- to 18.0-inch adjustable curb chain with spring-ring clasp
  • From the Whimly by Zales Collection
Materials
Sterling silver with 14K yellow gold plate; lab-grown diamond accent (F color, SI2 clarity); rhodium plating
Fit
18 in length; 16.0- to 18.0-inch adjustable chain; 4.1 mm width; 9.40 mm height
Care
This item includes areas plated with rhodium; this finish may wear off with frequent use. Ask a jewelry consultant for details.
Guarantee
Merchandise with lab-grown diamonds is eligible for trade-in under the Lifetime Diamond Trade-In Policy.
Returns
Returns allowed within 30 days from the purchase (shipment) date; exchanges within 60 days for jewelry. Jewelry must be in good condition with all original cert
Shipping
Ship to you, to your store, or to a UPS Access Point near you. Free shipping offer may be modified or terminated at any time without notice.

Specifications

Jewelry Type
Solitaire, Necklace
Gemstone Carat Weight
Under 1/4 Ctw
Gemstone Type
Lab-grown diamond
Diamond Color
F
Gemstone Clarity
SI2
Gemstone Shape
Round
Material
Sterling Silver

Questions and answers

Is this necklace worth $31.99?
At $31.99 at Zales as of October 29, 2026, it is a low-cost way to get a real lab-grown diamond and gold-plated silver. Expect a small stone and a plated finish, not heirloom quality.
How big is the diamond?
It is under 1/4 carat total weight in a round cut. The miracle setting surrounds it with metal to boost apparent size, but it stays a delicate accent rather than a statement stone.
Will the gold plate wear off?
14K gold plate over sterling silver will eventually thin with friction, sweat and perfume. Take it off for showers, swimming and workouts to make the finish last longer.
What chain length does it come in?
The curb chain adjusts from 16 to 18 inches and closes with a spring-ring clasp, so it sits at the collarbone or just below.
Can I wear it every day?
Yes, with care. Sterling silver tarnishes and the plating is thin, so wipe it after wear and store it dry and separate from other jewelry.
Is it a good gift?
It suits a first diamond piece or a budget gift for a birthday or graduation. The adjustable chain and yellow gold tone are easy to match.
What do buyers say about the Zales Lab-Grown Diamond-Accent Solitaire Necklace in Sterling Silver with 14K Gold Plate?
Rated 4.4 out of 5 from 13 ratings.
Stone Material
Lab-Grown
Metal Purity
Sterling Silver
Metal Type
Sterling Silver
Gold Karatage
14K
Metal Color
Yellow, Yellow Gold
Metal Plating
Rhodium, 14K Gold Plate
Setting Type
Miracle
Closure Type
Spring-ring clasp
Accent Stone Type
Lab-grown diamond accent
Shape
Round
Length
18 in
Size
No information
Width
4.1 mm (chain)
Height
9.40 mm
Collection Name
Whimly by Zales Collection