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Summit 3-in-1 Waterproof Jacket vs 686 Smarty 3-in-1 Spellbound Jacket

The 686 Smarty Spellbound is the stronger jacket for real winter and ski use. Its 20K waterproof shell, fully taped seams, underarm vents, powder skirt and helmet-compatible hood are built for snow, while the Summit's 5,000 mm shell is only light rain protection. The Summit is the simpler, lighter pick for casual cold-weather wear, but its hand-wash-only care and weaker fabric limit it. Owners rate the Smarty higher, though on far fewer reviews.

  • Choose the Summit if you want a light, simple three-in-one for errands, travel and mild wet days, and you don't need ski-grade waterproofing.
  • Choose the Smarty if you ski, ride or spend long days in snow and want a genuinely weatherproof shell with vents, a powder skirt and a helmet-compatible hood.

Prices

  • Summit 3-in-1 Waterproof Jacket: $65.99 at Target (last seen Nov 1)
  • 686 Smarty 3-in-1 Spellbound Jacket: $154.83 at REI (last seen Nov 8)
  • Difference: the Summit 3-in-1 Waterproof Jacket is $88.84 cheaper than the 686 Smarty 3-in-1 Spellbound Jacket at the latest prices (Nov 1 and Nov 8)
Summit
Summit 3-in-1 Waterproof Jacket - Women's

Summit 3-in-1 Waterproof Jacket

Summit 3-in-1 Waterproof Jacket - Women's

4.5(262 ratings)
$65.99at TargetObserved Nov 1, 2026, 9:00 AM
See all prices and details
Visit Target
Pros
  • Three wearing modes from one jacket
  • Adjustable removable hood and cuffs block wind
  • Four secure pockets for everyday carry
  • Simple design suits travel and casual wear
Cons
  • 5,000 mm rating is weak for sustained rain or snow
  • Hand wash only
  • No vents, powder skirt or helmet-compatible hood
  • Fleece liner adds bulk without stated warmth rating
Smarty
Women's Smarty 3-in-1 Spellbound Jacket

686 Smarty 3-in-1 Spellbound Jacket

Women's Smarty 3-in-1 Spellbound Jacket

4.7(42 ratings)
$154.83at REIObserved Nov 8, 2026, 4:52 PM
See all prices and details
Visit REI
Pros
  • 20K waterproof shell with fully taped seams
  • Underarm vents for hard skiing
  • Removable puffer liner works on its own
  • Powder skirt, helmet hood and eight pockets
Cons
  • Heavier and bulkier than a simple rain shell
  • More features than casual wearers need
  • Fewer reviews behind its rating
  • Technical fit may run snug over layers

What separates them

Summit 3-in-1 Waterproof Jacket686 Smarty 3-in-1 Spellbound Jacket
Waterproofing5,000 mm shell, light rain and snow20K infiDRY shell with fully taped Bemis seams
Breathability and ventsNo vents listed; polyester shell15K breathability plus Air-Flo underarm vents
InsulationFleece liner, warmth level not statedRemovable puffer liner with infiLOFT 160g fill
HoodAdjustable, removable, not helmet compatibleHelmet-compatible bungee hood with Hood Link
PocketsFour: two hand, one chest, one interiorEight: five external, three internal, plus audio and pass pockets
Snow featuresNone listedPowder skirt, Pant Jacket Connect, glove links
CareHand wash onlyMachine care typical for technical shells
Review base4.5 from 262 ratings4.7 from 42 ratings

Price history

  • Summit 3-in-1 Waterproof Jacket: lowest $65.99 on Nov 1 at Target.
  • 686 Smarty 3-in-1 Spellbound Jacket: lowest $154.83 on Nov 8 at REI.

Prices at every store

Summit 3-in-1 Waterproof Jacket

  • veyoraNew

    In stockReturn policy

    $86.99Observed at 3:05 AM
    Visit veyora
  • TargetNew

    Availability unknown

    $65.99Observed Nov 1, 2026, 9:00 AM
    Visit Target
All 2 stores and price history →

686 Smarty 3-in-1 Spellbound Jacket

  • REINew

    In stock

    $154.83Free shippingObserved Nov 8, 2026, 4:52 PM
    Visit REI
  • Peter Glenn Ski & SportsNew

    In stock

    $184.99Free shippingObserved Nov 8, 2026, 4:52 PM
    Visit Peter Glenn Ski & Sports
  • Sun & Ski SportsNew

    Availability unknown

    $170.99Observed Nov 8, 2026, 4:52 PM
    Visit Sun & Ski Sports
  • Christy SportsNew

    Availability unknown

    $179.97Observed Nov 8, 2026, 4:52 PM
    Visit Christy Sports

Also available at

  • Ski BarnCheck price at Ski Barn
  • Denver Ski CompanyCheck price at Denver Ski Company
  • Sports BasementCheck price at Sports Basement
All 11 stores and price history →

Specs compared

SpecSummit 3-in-1 Waterproof Jacket686 Smarty 3-in-1 Spellbound Jacket
Waterproof—Yes
Neckline—Hooded
Sleeve length—Long
Cuff closure—Velcro
Hood closure—Drawcord
Waterproof rating—20K
Breathability—15K
Body insulation—100g InfiLOFT®
Internal pockets—3
External pockets—5
Material—100% Polyester
Construction—2 Layer

What reviewers say

Summit 3-in-1 Waterproof Jacket

  • 4.5 / 5262 ratings

Rated 4.5 out of 5 from 262 ratings. Buyers value the three-way wear and the value; the main complaints concern the modest waterproofing and hand-wash care.

What people mention
  • VersatilityPraisedOwners like wearing the shell, the fleece or both depending on the weather.
  • WaterproofingMixedThe 5,000 mm shell handles rain and snow, but some find it wets through in sustained downpours.
  • ValuePraisedBuyers say three configurations at this price beat specialized technical coats.
  • CareCriticisedHand wash only is a hassle compared with machine-washable jackets.

686 Smarty 3-in-1 Spellbound Jacket

  • 4.7 / 542 ratings

Owners rate the Spellbound highly and mostly praise its versatility, warmth and weather protection. Complaints center on bulk and warmth when both layers are worn.

What people mention
  • VersatilityPraisedOwners value getting a shell, a puffer and a combined jacket from one purchase.
  • Weather protectionPraisedRiders report staying dry in wet snow and wind thanks to the 20K shell and taped seams.
  • WarmthMixedThe liner keeps riders warm in deep cold but makes the jacket too hot for spring days.
  • BulkCriticised

Questions and answers

Which is better for skiing?
The Smarty. It has a 20K waterproof shell, taped seams, underarm vents, a powder skirt and a helmet-compatible hood. The Summit's 5,000 mm shell is not built for snow sports.
Which keeps me drier in steady rain?
The Smarty, by a wide margin. Its 20K rating and fully taped seams resist sustained rain; the Summit's 5,000 mm fabric suits light showers.
Which lasts longer?
The Smarty's taped seams and technical fabric hold up better to hard use. The Summit needs hand washing, which is harder on a jacket over time.
Is the Smarty worth stepping up to?
Yes if you ski or ride in wet snow. If you only need a warm layer for town and travel, the Summit covers that with less bulk.
Which is warmer?
The Smarty's puffer liner uses 160g infiLOFT fill, a stated warmth level. The Summit uses a fleece liner and does not publish a fill weight.
Which packs smaller for travel?
The Summit. It is a lighter shell-and-fleece design with fewer features, so it folds down more easily than the Smarty's puffer liner and powder skirt.

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With the liner zipped in, the jacket feels heavy and restrictive.