How does rent-to-own work at Rent-A-Center?

You pay a set amount weekly, biweekly or monthly for an agreed term, and you can own the item once the full term is paid. You can also return it early or pay it off sooner, depending on your agreement.

Does Rent-A-Center require a credit check?

Approval is usually based on factors like income and references rather than a standard credit score, which is why it appeals to shoppers with thin credit files. Terms and approval vary by store and application.

What is Rent-A-Center's return policy?

You can typically return rented items and stop payments under the terms of your agreement, though payments already made are generally not refunded. Check the specific agreement for your item before signing.

Is there a warranty on Rent-A-Center products?

Rented merchandise usually carries a manufacturer warranty plus the company's own repair or replacement coverage while you are renting. The exact terms depend on the product and your agreement.

What products is Rent-A-Center best known for?

It is strongest in furniture, appliances and electronics: sofas, bedroom sets, refrigerators, laundry pairs, TVs, laptops and game consoles such as the Nintendo Switch 2. Rent-to-own suits shoppers who want low upfront cost and the option to own.

Are there Rent-A-Center coupon codes?

Yes: ASHLEY50 ($50 off Ashley products), OFF50GE ($50 off GE products), posted for Rent-A-Center's own shop as of November 9, 2026. Deal.ai doesn't test codes, so try one at checkout.